These Terms of Service (“Terms”) govern the provision of telecommunications and software services (“Services”) by SwiftBridge LLC (“SwiftBridge”, “We”, “Our”, “Us”), a wholly-owned subsidiary of Finsight Group Inc., to customers (“Customer”). By using the Services, Customer agrees to these Terms.
THE PRINTING, COPYING, SCREENSHOTTING, DOWNLOADING, OR DISTRIBUTION OF ANY MATERIAL OTHER THAN DOCUMENTS EXPRESSLY PERMITTED TO BE DOWNLOADED IS STRICTLY PROHIBITED.
SwiftBridge implements many security procedures to help protect your data. This includes, but is not limited to:
You are responsible for complying with applicable privacy and data protection laws, including the EU Data Protection Directive 95/46/EC as implemented into national law and as may be amended from time to time, including by the EU General Data Protection Regulation 2016/679, the Swiss Federal Act on Data Protection and the e-Privacy Directive 2002/58/EC as implemented into national law and as amended and replaced from time to time (together “Applicable Privacy and Data Protection Laws”), when processing personal data that originates in the European Economic Area (“EEA”) and is included in the documents available on the Services or you upload into the Services (together “EEA Personal Data”). In particular, as a data controller, you are responsible for providing information to, collecting consent of, and providing access to individuals when and as required under Applicable Privacy and Data Protection Laws. As a data processor, SwiftBridge only acts on your behalf and under your instructions when processing EEA Personal Data. You authorize SwiftBridge to transfer EEA Personal Data to the U.S. and to disclose EEA Personal Data onward to other users and service providers, as necessary to provide the Services. SwiftBridge has certified to the Data Privacy Framework for the purpose of providing an adequate level of protection to EEA Personal Data, and will comply with the Data Privacy Framework (or with any other data transfer mechanism that provides an adequate level of protection under Applicable Privacy and Data Protection Law if it decides to end its participation in the Data Privacy Framework) when processing such data.
If you obtain or process EEA Personal Data from other users via the Services, you agree to only process them as necessary to review and evaluate the information included on the Services. You agree to protect EEA Personal Data with at least the same level of protection as provided in the Data Privacy Framework, which are available here. You will notify SwiftBridge if you make a determination that you cannot meet this obligation, in which case you will cease the processing or take reasonable and appropriate steps to remediate the situation.
You are responsible for maintaining the confidentiality of any usernames or passwords associated with any account you use to access Our Services, for monitoring all activity under the account, and you agree to assume full responsibility for all activities that occur under your account (unless such activities result from a security breach for which SwiftBridge is responsible). You may not disclose or share your username or password with any third-parties or use them for any unauthorized purpose. If you become aware of any unauthorized use of your password or your account, or any system failures, you agree to notify SwiftBridge immediately at support@swiftbridge.com.
When you create an account with Us, you must provide Us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of these Terms, which may result in immediate termination of your account on Our Services.
SwiftBridge is a registered trademark of SwiftBridge LLC. Unless otherwise noted, product names, designs, logos, titles, text, images, audio and video within Our Services are the trademarks, service marks, trade names, copyrights or other property of SwiftBridge ("SwiftBridge's Intellectual Property"). All other unregistered and registered trademarks are the property of their respective owners. Nothing contained on Our Services should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any of SwiftBridge's Intellectual Property displayed on Our Services without the written permission of SwiftBridge. To obtain permission, send an email to support@swiftbridge.com.
You agree to pay SwiftBridge all amounts due in connection with your use of the Services, as set forth in the applicable invoice or otherwise used or ordered by or for you through the Services, including set up fees, one-time fees, non-recurring fees, overages, per-use charges, subscription fees, recurring fees, and any other fees and charges associated with the Services or your account.
Unless otherwise expressly specified by SwiftBridge, all prices shown by SwiftBridge are exclusive of taxes. Where applicable, taxes will be charged on the invoices issued by SwiftBridge in accordance with applicable laws. SwiftBridge, in its sole discretion, will (i) calculate the amount of taxes due, and (ii) may change such amounts without notice to you.
You will be invoiced for telecommunications services separately from software services, with both items clearly identified on each invoice. Charges may include per-minute, per-call, flat fees, software subscription fees, and applicable taxes, surcharges, and regulatory contributions.
SwiftBridge is a registered telecommunications provider with the Federal Communications Commission (FCC) and will remit contributions to the Universal Service Fund (USF) on eligible telecommunications revenues. Customers will be charged the applicable USF contribution factor on all eligible telecommunications charges unless they provide a valid reseller exemption certificate. Software services are not subject to USF.
TO THE MAXIMUM EXTENT PERMITTED BY LAW, SWIFTBRIDGE SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL OR PUNITIVE DAMAGES, OR ANY LOSS OF PROFITS OR REVENUES, WHETHER INCURRED DIRECTLY OR INDIRECTLY, OR ANY LOSS OF DATA, USE, GOOD-WILL, OR OTHER INTANGIBLE LOSSES THAT RESULT FROM THE USE OF, OR THE INABILITY TO USE, THE MATERIALS ON OUR SERVICES OR THE PERFORMANCE OF OUR SERVICES, EVEN IF SWIFTBRIDGE HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
The Service is provided to you "AS IS" and "AS AVAILABLE" and with all faults and defects without warranty of any kind. To the maximum extent permitted under applicable law, SwiftBridge, on its own behalf and on behalf of its affiliates and its and their respective licensors and service providers, expressly disclaims all warranties, whether express, implied, statutory or otherwise, with respect to the Services, including all implied warranties of merchantability, fitness for a particular purpose, title and non-infringement, and warranties that may arise out of course of dealing, course of performance, usage or trade practice. Without limitation to the foregoing, SwiftBridge provides no warranty or undertaking, and makes no representation of any kind that the Services will meet your requirements, achieve any intended results, be compatible or work with any other software, applications, systems or services, operate without interruption, meet any performance or reliability standards or be error free or that any errors or defects can or will be corrected.
Without limiting the foregoing, neither SwiftBridge nor any of Our providers makes any representation or warranty of any kind, express or implied: (i) as to the operation or availability of the Services, or the information, content, and materials or products included thereon; (ii) that the Services will be uninterrupted or error-free; (iii) as to the accuracy, reliability, or currency of any information or content provided through the Services; or (iv) that the Services, its servers, the content, or e-mails sent from or on behalf of SwiftBridge are free of viruses, scripts, trojan horses, worms, malware, timebombs or other harmful components.
Some jurisdictions do not allow the exclusion of certain types of warranties or limitations on applicable statutory rights of a consumer, so some or all of the above exclusions and limitations may not apply to you. But in such a case the exclusions and limitations set forth in this section shall be applied to the greatest extent enforceable under applicable law.
Customers must use the Services in compliance with all applicable laws and regulations. SwiftBridge may suspend or terminate Services if required by law, regulation, or government authority.
Our Services may contain links to other unaffiliated websites and third-party content. These linked sites and third-party content are not under Our control and we are not responsible for the contents of any third-party content, linked site or any link contained in a linked site, or any changes or updates to such sites. SwiftBridge is providing these links and third-party content to you only as a convenience, and the inclusion of any link or third-party content does not imply endorsement by us of the site or content or the accuracy of the information contained therein.
SwiftBridge displays on its website information produced and owned by third parties (“Third Party Information”). Third Party Information may include ratings from credit ratings agencies. Reproduction and distribution of Third Party Information in any form is prohibited except with the prior written permission of the related third party. Third Party Information providers do not guarantee the accuracy, completeness, timeliness or availability of any information including ratings, and are not responsible for the results obtained from the use of such content. Third Party Information providers give no express or implied warranties, including, but not limited to, any warranties of merchantability or fitness of a particular purpose or use. Third Party Information providers shall not be liable for any direct, indirect, incidental, exemplary, compensatory, punitive, special or consequential damages, costs, expenses, legal fees or losses (including lost income or profits and opportunity costs or losses caused by negligence) in connection with any use of Third Party Information.
Any ratings produced by a rating agency and analysis related thereto: (i) are solely for informational purposes only; (ii) is subject to applicable laws, regulations and rules and you agree to reasonably cooperate with SwiftBridge or the applicable rating agency if needed to comply therewith; (iii) are mere opinions, not statements of fact or recommendations to purchase, hold or sell securities; the provision of which does not result in the applicable rating agency waiving any protections , privileges or defenses available under applicable laws, rules or regulations, including, without limitation, the First Amendment of the Constitution of the United States of America; (iv) do not address the suitability of securities or the suitability of securities for investment purposes and should not be relied on as investment advice; and (v) is/are not guaranteed to be accurate, compete or timely and are not intended to predict or guaranty future performance or results.
Some of Our Services allow you to post text, images, or other information that can be uploaded, linked to or otherwise made available by you (“Content”). You are responsible for the Content that you post to the Services, including its legality, reliability, and appropriateness.
By posting Content to Our Services, you grant Us the right and license to use, modify, publicly perform, publicly display, reproduce, and distribute such Content on and through the Services. You retain any and all of your rights to any Content you submit, post or display on or through the Services and you are responsible for protecting those rights. You agree that this license includes the right for Us to make your Content available to other users of Our Services, who may also use your Content subject to these Terms.
You represent and warrant that: (i) the Content is yours (you own it) or you have the right to use it and grant Us the rights and license as provided in these Terms, and (ii) the posting of your Content on or through the Services does not violate the privacy rights, publicity rights, copyrights, contract rights or any other rights of any person.
The Company is not responsible for the content of the Services users. You expressly understand and agree that you are solely responsible for the Content and for all activity that occurs under your account, whether done so by you or any third person using your account.
You may not transmit any Content that is unlawful, offensive, upsetting, intended to disgust, threatening, libelous, harmful, defamatory, obscene or otherwise objectionable.
SwiftBridge reserves the right, but not the obligation, to, in its sole discretion, determine whether or not any Content is appropriate and complies with these Terms and to remove any Content. SwiftBridge further reserves the right to make formatting and edits and change the manner of any Content.
As SwiftBridge cannot control all content posted by users and/or third parties on the Services, you agree to use the Services at your own risk. You understand that by using the Services you may be exposed to content that you may find offensive, indecent, incorrect or objectionable, and you agree that under no circumstances will SwiftBridge be liable in any way for any content, including any errors or omissions in any content, or any loss or damage of any kind incurred as a result of your use of any Content.
Although regular backups of Content are performed, SwiftBridge does not guarantee there will be no loss or corruption of data. You agree to maintain a complete and accurate copy of any Content in a location independent of the Services.
These Terms do not grant you a license to use any trademark of SwiftBridge or its affiliates. You further agree not to use, change or delete any proprietary notices from materials downloaded from SwiftBridge.
You understand that SwiftBridge has no affiliation with the U.S. Securities and Exchange Commission (SEC) or any of its affiliated entities, and claims no intellectual property or other rights over company filing content or data provided by the SEC.
All company names, logos, and brands are property of their respective owners. All company, product and service names used in these Services are for identification purposes only. Use of these names, logos, and brands does not imply endorsement.
You may submit a notification pursuant to the Digital Millennium Copyright Act (DMCA) by providing Our Copyright Agent with the following information in writing (see 17 U.S.C 512(c)(3) for further detail):
An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright's interest.
A description of the copyrighted work that you claim has been infringed, including the URL (i.e., web page address) of the location where the copyrighted work exists or a copy of the copyrighted work.
Identification of the URL or other specific location on the Services where the material that you claim is infringing is located.
Your address, telephone number, and email address.
A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law.
A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner's behalf.
You can contact Our copyright agent via email at legal@swiftbridge.com Upon receipt of a notification, SwiftBridge will take whatever action, in its sole discretion, it deems appropriate, including removal of the challenged content from Our Services.
These Services are for authorized users only and are not subject to ADA compliance requirements as they are not intended for public access.
You agree to indemnify and hold harmless SwiftBridge and its officers, directors, employees and agents, from and against any claims, suits, proceedings, disputes, demands, liabilities, damages, losses, costs and expenses, including, without limitation, reasonable legal and accounting fees (including costs of defense of claims, suits or proceedings brought by third parties), in any way related to (a) your access to or use of Our Services, or (b) your breach of any of these Terms.
Your use of Our Services shall be governed in all respects by the laws of the state of New York, U.S.A., without regard to choice of law provisions. You agree that jurisdiction over and venue in any legal proceeding directly or indirectly arising out of or relating to use of Our Services shall be in the state or federal courts located in New York County, New York.
Our Services are controlled and operated from the United States, and we make no representations that they are appropriate or available for use in other locations.
SwiftBridge may terminate or suspend this license at any time, with or without cause or notice to you.
You assign all rights, title and interest in any feedback you provide to Us. If for any reason such assignment is ineffective, you agree to grant the Company a non-exclusive, perpetual, irrevocable, royalty free, worldwide right and license to use, reproduce, disclose, sub-license, distribute, modify and exploit such feedback without restriction.
You represent and warrant that (i) You are not located in a country that is subject to the United States government embargo, or that has been designated by the United States government as a "terrorist supporting" country, and (ii) You are not listed on any United States government list of prohibited or restricted parties.
If any provision of these Terms is held to be unenforceable or invalid, such provision will be changed and interpreted to accomplish the objectives of such provision to the greatest extent possible under applicable law and the remaining provisions will continue in full force and effect.
Except as provided herein, the failure of either party to enforce any of these Terms shall not be construed as a waiver or limitation of the party’s right to subsequently enforce and compel strict compliance with every provision of this agreement.
SwiftBridge may revise these terms at any time by updating this posting. You should visit this page from time to time to review the then-current terms because they are binding on you. Certain provisions of these terms may be superseded by expressly designated legal notices or terms located on particular pages of Our Services.
If you have any questions about these Terms, the practices of Our Services, or your dealings with Our Services, please contact us at legal@swiftbridge.com.
Last Updated: September 12, 2025